Key IRS Limits for Health Plans

HEALTH FLEXIBLE SPENDING ACCOUNTS (FSAs)

  2024 2023
Annual Contribution Limit $3,200 $3,050

HEALTH SAVINGS ACCOUNTS (HSAs)

  2024 2023
Employee + Employer Contribution Limit, Self $4,150 $3,850
Employee + Employer Contribution Limit, Family $8,300 $7,750
Catch-Up Contribution Limit (Age 55+) $1,000 $1,000

HIGH-DEDUCTIBLE HEALTH PLANS (HDHPs)

  2024 2023
Minimum Annual Deductible, Self $1,600 $1,500
Minimum Annual Deductible, Family $3,200 $3,000
Maximum Out-of-Pocket, Self $8,050 $7,500
Maximum Out-of-Pocket, Family $16,100 $15,000