Key IRS Limits for Retirement Plans

All Retirement Plans

  2019 2018
Highly-Compensated Employee (HCE) Threshold $125,000 $120,000
Key Employee Officer Threshold $180,000 $175,000
Annual Compensation Limit, General Employees $280,000 $275,000
Annual Addition Limit, Defined Contribution Plan $56,000 $55,000
Annual Benefit Limit, Defined Benefit Plan $225,000 $220,000

401(k), 403(b) AND 457(b) PLANS

  2019 2018
Elective Deferrals Contribution Limit$19,000 $18,500
Catch-Up Contribution Limit (Age 50+) $6,000 $6,000

IRAs

  2019 2018
Annual Contribution Limit$6,000 $5,500
Catch-Up Contribution Limit $1,000 $1,000