Our leadership team tackles tough questions from plan sponsors like you.
Frequently Asked Questions:
A: Deciding to terminate a pension plan is as much a strategic decision as it is a financial one. While termination can reduce administrative burdens and ongoing costs, it also requires an upfront commitment of time, capital, and internal focus. The right decision depends on funding status, accounting position, participant demographics, data quality, market conditions, and how the pension plan fits into your organization’s long-term objectives.
SBA helps plan sponsors assess whether termination is a viable option—now or in the future—by analyzing liabilities, identifying de-risking opportunities, and developing multi-path strategies based on economic conditions and internal priorities. Even when a plan isn’t ready for termination today, having a plan to get there gives sponsors flexibility and control over future decisions.