Key IRS Limits for Health Plans

HEALTH FLEXIBLE SPENDING ACCOUNTS (FSAs)

  2025 2024
Annual Contribution Limit $3,300 $3,200

HEALTH SAVINGS ACCOUNTS (HSAs)

  2025 2024
Employee + Employer Contribution Limit, Self $4,300 $4,150
Employee + Employer Contribution Limit, Family $8,550 $8,300
Catch-Up Contribution Limit (Age 55+) $1,000 $1,000

HIGH-DEDUCTIBLE HEALTH PLANS (HDHPs)

  2025 2024
Minimum Annual Deductible, Self $1,650 $1,600
Minimum Annual Deductible, Family $3,300 $3,200
Maximum Out-of-Pocket, Self $8,300 $8,050
Maximum Out-of-Pocket, Family $16,600 $16,100