Below you'll find a list of all posts that have been categorized as “Thought Leadership”
A new wave of ERISA litigation is calling attention to voluntary benefits—an area many employers have long viewed as low-risk. In this piece, Andy Clonts explains why voluntary programs are drawing scrutiny, how compensation structures and loss ratios can create fiduciary exposure, and why plan sponsors should revisit the governance and financial mechanics behind these offerings before regulators or plaintiffs do.
In the whirlwind of corporate acquisitions, the 401(k) retirement plan often gets overlooked, yet it plays a crucial role in the transaction’s success. With fiduciary obligations and compliance responsibilities at stake, understanding how to navigate defined contribution decisions is essential.
In today’s fast-paced work environment, plan sponsors often underestimate the role of institutional knowledge in retirement plan management. When key team members depart, the knowledge gap can threaten both plan compliance and the participant experience. Learn how the right governance framework canclose the succession planning gap.
Successfully implementing a new health and welfare benefits administration system is a complex, high-stakes process that requires careful planning, thorough data validation, and expert coordination across multiple vendors. Plan sponsors who attempt to manage this transition alone often face significant challenges.
Recent headlines have signaled renewed employer interest in defined benefit (DB) plans, especially after IBM decided to restore its pension plan. But are pensions really poised for a comeback?
Employers are increasingly expanding the options available to help employees save for retirement. But what are they doing to help employees spend those funds responsibly once they leave the workplace?
Whether your annual benefits open enrollment is 9 months or 90 days away, focusing on these three areas can help ensure its success.
Experts from across the retirement industry — including SBA’s Jay Schmitt — share their perspectives on retirement readiness and overall financial wellness.
Unlimited PTO is gaining popularity as a way to attract and retain talent. But switching from accrued time off to unlimited time off may not be the best choice for everyone, and the change isn’t always easy. Here are some tips for a smooth transition.
Helping DC plan participants reach their retirement funding goals is only half of the picture. Learn why and how plan sponsors can help participants efficiently transition to decumulation.
