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- Loans
DC Plans may allow participants to borrow employer funds, with interest, from their accounts. Loan amounts often are limited to a portion of the account balance. They usually have to be repaid within 5 years, but longer payment periods may apply for home purchase or renovation loans.
- Lump Sum Window
A temporary opportunity for specified pension plan participants to receive their vested accrued plan benefit in a one-time lump-sum payment.