An illustration of a hand holding a magnifying glass over a document labeled "CONTRACT" as it emerges from a tan envelope.

Voluntary benefits are becoming the next ERISA fee battlefield

Andy ClontsThought Leadership

A new wave of ERISA litigation is calling attention to voluntary benefits—an area many employers have long viewed as low-risk. In this piece, Andy Clonts explains why voluntary programs are drawing scrutiny, how compensation structures and loss ratios can create fiduciary exposure, and why plan sponsors should revisit the governance and financial mechanics behind these offerings before regulators or plaintiffs do.

Here’s how to create a SECURE Act plan of action

Leslie Olds, FSA, EA, FCA, MAAAThought Leadership

Given the SECURE Act’s broad scope and nuanced provisions, how should plan sponsors prioritize their responsibilities under the new law? Here’s a systematic approach for developing a SECURE Act plan of action.